Overseas Mediclaim Employment and Studies Plan: Highlights

National Insurance Company is one of the renewed names in the insurance market. Why policies of NIC are popular among the customer is its hassle-free claim settlement and renewal process. National Insurance mediclaim renewal process is smooth and one can experience a stress-free procedure.
By introducing online services, it offers customer-friendly robust services of your wish.

One such product is Overseas Mediclaim Employment and Studies Plan. Overseas Mediclaim Employment and Studies Plan is one of the top-notched policies offered by National Insurance Company. This plan covers travel related emergencies one may face during travelling. The policy can be availed by anyone within the age bracket 5-70 years.

This policy offers protection for costs incurred for medical treatment for illness or injury continued during abroad travel and which is an emergency. The policy tenure is 12 months and the minimum cover is 2 months. It is renewable online as well and one can benefit with lifelong renewability. 

Benefits:

• You can pay the premium in rupees and claims settled abroad in western currency.
• It is the best option and only for frequent business travellers.
• Cashless settlement is provided

Coverage Offered under Overseas Mediclaim Employment and Studies Plan

Plan	Coverage/Sum Insured in USD
	Medical	Repatriation of remains	Reunion Expenses	Deductible
C (Worldwide excluding USA/Canada)	150000	10,000	5,000	100
D (Worldwide including USA/Canada)	150000	10,000	5,000	100
D-1 (Worldwide including USA/Canada)	500000	10,000	5,000	100

Major Exclusion

• This policy does not cover all pre-existing ailments or diseases. 
• If someone is travelling against medical advice or for medical treatment including routine medical health check-up.
• You will have to bear the first USD 100 of your claim
• No claim will be registered against suicide, intentional injury
• If the insured is taking part in any operation of the Air force, Navy or Arm forces.
• No claim will be accepted if the insured participated in various sports and got injured including winter sports, mountaineering, skew diving, races, hunting etc.
• Any claim that is made less than 2 months from the policy initiation date will be rejected
• No cover is provided for dental treatment, maternity or childbirth related expenses.

Eligibility to Buy

• One who is Indian and going to abroad for studies or business purpose
• Foreigners working for Indian government and drawing their salaries in Indian currency

Policy Renewal Process at NIC

You can renew your existing policy online by following few simple steps:

• Visit the official website of the company
• Next, you need to enter your policy number and date of birth to login into its e-portal
• Select a payments option by the given debit card/credit card or net banking
• Save or print the premium deposit receipt after paying the amount
• Happily renew your policy there

National Insurance Company is among the top insurance service providers for its robust services both offline and online. The insurance plans offered by the company ensure your safety in a crisis and rescue you from being bankrupt.